Reduce your Auto Insurance by over $500 a Year!
April 21, 2009 by rowena
Filed under Helpful Info
Did you know that one of the best ways to keep your auto insurance costs down is to have a good driving record.
Car Insurance Reduction can help you reduce your auto insurance by over $500 a year! Enter your zip code in the field to get started.
Tips in Finding Cheap car insurance:
1. Shop Around
Prices vary from company to company, so it pays to shop around. Get at least three price quotes. You can call companies directly or access information on the Internet. Your state insurance department may also provide comparisons of prices charged by major insurers.
2. Before You Buy a Car, Compare Insurance Costs
Before you buy a new or used car, check into insurance costs. Car insurance premiums are based in part on the car’s sticker price, the cost to repair it, its overall safety record, and the likelihood of theft. Many insurers offer discounts for features that reduce the risk of injuries or theft. These include daytime running lights and anti-theft devices.
3. Ask for Higher Deductibles
Deductibles are what you pay before your insurance policy kicks in. By requesting higher deductibles, you can lower your costs substantially. For example, increasing your deductible from $200 to $500 could reduce your collision and comprehensive coverage cost by 15 to 30 percent. Going to a $1,000 deductible can save you 40 percent or more. Before choosing a higher deductible, be sure you have enough money set aside to pay it if you have a claim.
4. Maintain a Good Credit Record
5. Take Advantage of Low Mileage Discounts
6. Seek Out Other Discounts
Save time and money by comparing multiple quotes from agents near you.
