Reminder – Get Your Credit Report and Score Instantly!
February 23, 2009 by rowena
Filed under Helpful Info
Get your FREE CREDIT REPORT today!
Learning the basics of the credit report process, and keeping your credit report free of errors, is essential to good financial health. The 3 major credit bureaus – TransUnion, Equifax, and Experian – collect, maintain, and provide your report to landlords, businesses, and employers who need to check your financial responsibility.
Why Do I Need To Check My Credit Report?
It’s wise to check your credit report frequently for signs of fraud. If someone obtains your social security number, only a few additional pieces of information are necessary to commit fraud in your name. Common types of identity theft include fraudulent bank accounts, credit cards, utilities, and loans. Early detection is the key to avoid suffering long-term financial consequences.
Why Do I Need To Check My Credit Score?
A good credit score is your passport to competitive interest rates for mortgages, cars, credit card offers, job offers, insurance premuims and more. A strong score is worth money because it saves you excess costs, so don’t ignore it.
If your score is below 650, your future finances may be significantly affected.
Get a copy of your Free 3-Bureau Credit Report & Free Credit Score online today.
Did You Know?
* Victims of identity theft spend an average of 175 hours and $800 to clear their names.
* Only 2% of Americans know their credit score or what it measures.
* 79% of credit reports may contain errors that you are unaware of – usually an indication that you have been a victim of identity theft or fraud.
